Identity and Credit

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A Social Security Number (SSN) Trace is an invaluable tool used to identify names and addresses that are historically associated with a given Social Security Number. Information is generally compiled from credit headers and other public and private information sources. It will also suggest previously used names or other aliases that should be researched.

This search will reveal when and where a SSN was issued, as well as alert clients to any particular problems, such as SSNs that have never been issued, those that were issued to a deceased person, or SSNs that were issued before an applicant was born. The SSN Trace is a crucial component of criminal history research as the address history is the roadmap used to select court jurisdictions that should be researched for criminal records.

Clients who order a SSN Trace online can view the results instantly, allowing them to use that information for criminal history ordering purposes.

Our SSN Trace report will typically show:

• If the social security number has been validly issued
• Year in which the SSN was issued
• What state the SSN was issued in
• If that number belongs to someone deceased
• Addresses where the applicant has lived or might be living now
• Aliases, previous names, AKAs, misspelled names, changed identity
• Dates of birth associated with that SSN

With the consent of the SSN holder, the CBSV search will verify if the SSN holder’s name, date of birth, and SSN match Social Security Administration (SSA) records. CBSV returns a verification of “match” or “no match.” If records show that the SSN holder is deceased, CBSV returns a death indicator.  CBSV does not verify an individual’s identity; it only matches provided identifiers to SSA records. 

Employers commonly use credit reports for situations where employees may have access to cash, equipment, or other people’s property. In these situations, an employer’s knowledge of the applicant’s credit history may be prudent. The TransUnion employment credit report header consists of name, current address, previous addresses, SSN, and may also include the following: phone, current employer, up to three previous employers, and aliases. The credit file includes certain public records, such as bankruptcy records and tax liens, along with a credit summary regarding number of trades, past due or negative accounts, and total indebtedness. You will also receive specific details on each individual trade. This credit report is designed for employment purposes, so it does not place an inquiry on the applicant’s report and no credit worthiness score is included.

Clients who order employment credit reports online can view the results of the report instantly.